Home › Forums › MGTOW Central › What form of housing should i chose after i finish highschool that is cheap?
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Eyeswideopen 1 year ago.
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In a few years i will graduate highschool and i am saving up money for the future. And i wonder what is a good form of housing that is cheap? a mobile home? a studio apartment? a RV? I have not caculated my earnings yet but i could use some info? And as for the location it will be around a major city.
Just an east coast asshole who likes to curse, If you get offended by words like fuck, cunt, shit, piss, bitch or any racial slurs then you just scroll down.
Anonymous42And as for the location it will be around a major city.
Save your money into a pile of cash and go for a depressed property under foreclosure, it’s the only reasonable form of “cheap” property in an urban setting, rural and country are a different story…
I don’t know the board this would go on this on if it does not fit then you can move it.
Just an east coast asshole who likes to curse, If you get offended by words like fuck, cunt, shit, piss, bitch or any racial slurs then you just scroll down.
Rent a room in a house or rent an apartment/townhome with several friends
proud carrier of the 'why?' chromosome
I’d tell you to plan with the goal to save money. Therefore if living at home is not unbearable, do so, and maybe chip in a little with your parents to help pay for things and be willing to do some extra housework as free labor always goes a long way in parents’ hearts and they’re willing to overlook some things for that. Aim to put some 30-60% of your earnings away and save and be independent. Get your own set of wheels. Some here have lived in vans or RVs and while you can save quite a bit, it is not bad but it has its downsides, as well; so do dormitories at schools. Avoid roommates if you can; if you can’t pick the ones you find bearable. If you are going the college route, then beware of high-priced and overly-expensive meal plans, parking spaces, and books; always look into the cheaper options, even if it maybe means living in a non-air-conditioned dorm with 3 or 4 roommates; your body will acclimate to a fan, and the results and options will often be surprising for the diligent person who does their homework and looks around. If you can afford full-time student status, do so; if not, then be a part-time student, even if it’s only one class. You can still make progress and be moving forward. Try to graduate debt-free with little to no college loans to repay. Apply for all scholarships and aid that you don’t have to pay back; nothing beats free money. Rent, or borrow, or buy used books; you can even check-out the books from the library many times.
"Shot through the heart, and you're to blame, You give love a bad name, I play my part and you play your game, You give love a bad name."--Bon Jovi
Do what I did, go to some sort of classifieds web site site like craigslist and find a room to rent. Be very picky on where you will be staying though, because if you have an uncomfortable time in actually living there, it might actually effect your school work.
"Question everything" - Albert Einstein
Anonymous3I left home at 18 and was in debt until around 32 I think it was.
Just stay at home. All the upper class people do it that way, or their parents pay for their apartments.
The vast majority of young people will not have the means to support themselves, especially in major cities, when they are starting out. The social pressure is to move out. Why? To chase pussy. To feed the misandrist agenda that always attacks men. Even if you move out they’ll find something else to attack you with, but if you have a good family (I didn’t, that’s really the biggest reason I left) at least you have other people backing you up against the world that hates you.
By my early 30s all the people that had lived at home were married and had just bought houses. While I was essentially just back at 0.
Even if you move out they’ll find something else to attack you with, but if you have a good family (I didn’t, that’s really the biggest reason I left) at least you have other people backing you up against the world that hates you.
THIS. When I was renting that room in Ottawa, you have no idea how much psychological sh*t I got just because I wasn’t like them since I actually wanted to go to school. They just did not want me there so that the next person who would take my room might be the drug dealer’s new client.
"Question everything" - Albert Einstein
If your parents will let you live at home rent free, I’d suggest you milk that gravy train as long as possible. If you get this perk, take full advantage of it and save as much money as possible. Eventually that is going to end though, and then I’d suggest doing one of two things with that cash…
1. Buy a duplex or multi family home, live in one unit, rent the rest out. If you ever want to move, no problem just rent the whole thing out. This is probably the best long term move you can make if you think land lording is something you might be interested in, and the cheapest short term option if you find the right property at the right price and get a reliable tenant(s). Lots of ifs though…could also butt f~~~ you hard if the property sits empty for a while or you get stuck with a s~~~ty tenant that stiffs you on rent for a few months and causes property damage before you can evict them.
2. Buy a condo. Crunch the numbers. When I bought mine my mortgage, taxes, and condo fees combined was about the same as renting something similar. A few years later I had some equity built and rates had dropped quite a bit, so I refinanced and lowered my monthly expenses…yet rents had gone up and had I rented I’d have no equity. Eventually the mortgage is paid off, lowering costs for me even more, and rents…still climbing. Less risk than buying a more expensive duplex/multi family house and in the long run will be cheaper than renting an apartment long term plus you’ll build equity rather than make a land lord rich.
An RV seems like it would be a pain in the ass in a city. Unless you have a year round campground you can park at for super cheap or have somewhere you can hook up to water/electric whenever you want and dump your s~~~ tank, personally I just wouldn’t want to deal with the hassle.
I wouldn’t recommend a trailer either. Just from experience in my area having compared my living expenses to a friend with a trailer…he paid less for his trailer than I paid for my condo initially, but his lot rent was about 200 dollars a month more expensive than my condo fees were, his utilities were much more expensive as the trailer was just not as efficient to heat and cool, he had more maintenance to worry about as everything on his trailer was his responsibility and my condo is just from the paint in. Over a period of time I spent a lot less than he did.
If you really want to go super cheap and don’t care about not building equity in something, having to deal with room mates, etc…just cheap and f~~~ everything else…I’d just look around for a spare bedroom or a basement to rent out. You could probably find something cheaper than splitting a two bedroom with a room mate. This is also a great option if you just plan on staying in the area til your done with school or whatever and you can’t stay with your parents. The biggest down side of owning if you have to sell it when you move, or if its an investment property paying a property manager is going to eat into your profits, and I don’t know about you but if I had an investment property I’d want it to be close enough that I could keep an eye on it as needed.
As with anything, the devil is in the details.
Will you be working, attending school, or some mixture of both? What will your transportation needs be? How steady will your income be?
Survivor very wisely brought up the idea of living with your parents and paying them some form of rent. That will most likely be the cheapest and least risky. You can even sign a rental agreement with your parents.
If you decide to share an apartment or house with other young people, you need to take great care in selecting them. There need to be written agreements for all parties involved which specifically list all responsibilities. Your best bet is to club together with 2 or 3 like minded young men. You all should be doing the same things in life; you all should be students, working, etc. Someone working 40 or more hours a week isn’t going to mesh well with someone enjoying a student’s “looser” schedule and vice versa.
If you do rent as part of a group, do not become involved with a co-ed renting group and do not become involved with any man who will want to move their girlfriend in. Women, especially young women, will f~~~ up any situation just to “enjoy” the drama. In my late teens, four other guys and I rented a tenement flat. Two girlfriends moved in within the first month and every thing went to hell fairly soon afterwards.
Also, if you do rent as part of a group, try not to have your name placed on any utility accounts or rental agreements. Something always f~~~s up in these situations. You don’t want the fallout on your credit report among other things.
If you can find a room for rent, one in which you share a kitchen and bathroom(s) with other renters, that might help you save too.
Do not date. Do not impregnate. Do not co-habitate. Above all, do not marry. Reclaim and never again surrender your personal sovereignty.
I left home at 18 and was in debt until around 32 I think it was.
Just stay at home. All the upper class people do it that way, or their parents pay for their apartments.
The vast majority of young people will not have the means to support themselves, especially in major cities, when they are starting out. The social pressure is to move out. Why? To chase pussy. To feed the misandrist agenda that always attacks men. Even if you move out they’ll find something else to attack you with, but if you have a good family (I didn’t, that’s really the biggest reason I left) at least you have other people backing you up against the world that hates you.
By my early 30s all the people that had lived at home were married and had just bought houses. While I was essentially just back at 0.
Listen to this…I’ve seen so many people go down this route. They run out of the house at 18, and a lot of them end up moving back home after they finish up college. They’re up to their eyeb~~~~ in debt because they lived on credit to pay for their rent, partying, and spring break trips, cars, etc during their college years, and soon as they graduate and have to start paying it back instead of just borrowing more and worrying about it later, they end up f~~~ed out of their minds.
I played it smart…I did the opposite. I lived at home until I was 22 and commuted to school. I hated it more than anything…all my friends were on their own doing whatever the f~~~ they wanted…and I still had to go home and deal with my moms drama and had a curfew. All I did for those four years was work, save, and go to school…but at the end of four years, although I wasn’t done with school yet, all the credits I had were paid for, I had zero debt, and I saved up enough cash so when I bought my condo I could plop down a 25% down payment after all my closing costs were paid, plus I had the huge benefit of already having a steady job for a few years that paid well enough so even though it wasn’t a career, at least I could afford to live on my own while I finished up school part time. At 23 most the people I was so jealous of the previous 4 years were in debt living with their folks and jobless as many had just moved away from where they had lived the last 4 years, yet my head was above water, I was on my own, and I was gainfully employed already.
Play it smart man…spending a ton of money you don’t need to just to have your own place and digging yourself into debt is going to be more fun from 18-22…but then you’ll spend the next decade regretting it…just bite the bullet early on, work hard, save some money, and keep your head above water…debt is one thing you’ll never regret not having.
In my case, I rented a cheap apartment and saved my pennies. When I had enough, I bought a duplex. It cost about the same as a single family dwelling. From then on, I was living rent free for all practical purposes. My tenants paid the bulk of the mortgage. This made sense because my job was in an office and frequent relocation was not required.
I have a few acquaintances who live in campers and travel a lot. Between state parks and Walmart parking lots, they live very cheaply and have a ball. That life does have its attractions: Sometimes I wish I could join them; sometimes I think I should!
Edit: This is the book that inspired me to venture into rental real estate.
Wisdom from Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money–That the Poor and the Middle Class Do Not!
by Robert KiyosakiSociety asks MGTOWs: Why are you not making more tax-slaves?
Edit: This is the book that inspired me to venture into rental real estate.
Wisdom from Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money–That the Poor and the Middle Class Do Not!
by Robert KiyosakiI have actually read that book a few years ago. It said something about a house being a liability and not an asset like how many people see it, since it is not as much of a good investment. If anything, having a house will not make you richer, it will make you poorer for many years with that big mortgage and the interest that you would have to pay for it. Houses do not make income like a duplex does.
"Question everything" - Albert Einstein
I have a system for trying to get a home, but my case is likely different from all of yours because I’m currently unemployed, living with my father and on government benefits for having mental disorders, but I’ll still state my strategy is.
I have to live with my dad while being unemployed and on government benefits for having autistic disorders.
Anyway, my idea for getting a home is if you’re lucky to live rent-free while living at home with parents, do it. While living with your parents, save whatever money you make, however way you make it, put your cash into a cash stash like I do and let it grow over time. Some of that money I want to invest in getting my A+ Certification so I can build and fix computers which is my labor of love. I don’t really have much to buy, because I have all that I want; my 42″ HDTV, my computer, my movies, Resident Evil isn’t showing signs of getting better so I maybe done with my game collection, I have a Nissan Altima my mother gave me back in November which I fill the gas up one time since then at $2 a gallon and $250 car insurance every 6 months. So I have really nothing to pay for while living rent free with my dad. So when my money comes in, it goes straight to the cash stash and it builds more and more every month.
So overall my best advice and I understand if you don’t want to take it is try to live rent-free with parents and save up your money and let it grow over time and then put it towards the home of your dreams. I’m doing it.
I found a house back in the fall I wish I could get, but I’m light-years away from getting it; I’m hoping by the time I have the down payment for it, it’ll be up for sale again. It could still be up for sale now. I don’t know and I don’t want to look it up and risk feeling broken hearted.
https://themanszone.webs.com/
It said something about a house being a liability and not an asset like how many people see it, since it is not as much of a good investment.
The concept of housing being an “investment” has been so twisted by people(mostly financial type people that want to make commissions off your investments and people who have never owned anything and have no concept of how much owning will save you long term) that would have you believe a lifetime of renting is superior because market returns tend to beat real estate appreciation long term…but…
1. I’m saving about 500 dollars a month right now owning vs renting something similar at this point. That is 6,000 dollars a year I’m saving on a property I could sell right now for about 50,000. 6000/50000=12% return on my “investment.” I don’t know about you but I consider a 6,000 dollar a year reduction in expenses to be the same thing as 6,000 dollars worth of dividends paid into my account. Sure I don’t expect the value of my property to grow at a rapid pace so if you only want to look at property values its a dud as far as investments go but that is only looking at half the picture.
2. You’ll often hear about missed opportunity costs because average market gains will beat average real estate appreciation, but this is hogwash as most people don’t buy with a lump sum…chances are you’ll put a % down and get a mortgage, at which point you will pay said mortgage instead of rent. I always looked at the “gains” on my down payment as the portion of my mortgage each month that went towards paying my principal down. Had I just sent that money off for rent…it would have been gone forever…so basically if I put 20k down and paid off 3k of interest over 12 payments…that is like the same thing as putting 20k in the market and getting a 15% return. Even though I may have 50k worth of equity today, there is no comparison to what 50k would have turned into in the market because I didn’t have 50k when I bought this place, I had 20k, and to increase my net worth 30k while paying rent would have been a hell of a lot harder than to do it while paying a mortgage where hundreds of dollars a month was going straight to the principal/aka my net worth.
Of course this math only holds true for a primary residence you plan on living in long term. Rentals are an entirely different game, flipping properties is a risky art form, and buying is not a good move if you just plan on staying in a place for a few years. Long term renting vs owning similar properties owning will always win for the simple fact that renters pay all the costs of ownership plus a profit to the land lord.
So here is where YAM admitted how old he is. Just a highschool kid! So by now, he might be graduated. He’s not even 20 years old…
So YAM, do you care to retract any of the racist bulls~~~ you were spewing in the other thread? You’re probably not too bad of a kid but the way you were talking, if you said that s~~~ in ear shot of me in real life, Id beat your ass, kid or not.
You’re just some poor kid. Where do you live? The Islands? South America? If you’re 18-20, you’re barely a legal adult, barely old enough to enlist. You still live with your parents, no? You are not even old enough to buy a six-pack of beer but you dare to lecture me on “white” people? BUWHAHAHAHHAH!
Quit with your racist bulls~~~ young man! That crap is insane and you will never get anywhere in life with those views. The way your were speaking yesterday, it may be too late.
Treat adults with respect young man and start reading what we say, you might learn something. Who ever taught you that racist s~~~, you need to forget that trash right now.
So here is where YAM admitted how old he is. Just a highschool kid! So by now, he might be graduated. He’s not even 20 years old…
Don’t worry though, he’s smart for his age. He knows some historic bad blood between England and Ireland was racially motivated…even though they are both white countries, any elected official with any religious leanings automatically makes our country a theocracy, and Bernie Sanders would take my top 10% income and lower my tax rate while giving us all “free” college and healthcare!!! Oh yeah…and if you support Trump you are racist…apparently you should have just voted for Hillary.
Funny thing with college aged liberals…the odds they become less liberal when they start working, supporting themselves, and paying taxes seems to be directly correlated to the amount of student loans they have. The deeper in debt they are, the more liberal they stay, and for some reason the rest of us are supposed to listen to them lol.
This is a very old thread, but I missed it a few years ago. I think their is still value for lurkers who are facing this dilemma.
I had awesome parents – they allowed me to stay at home until I was almost 27 when I was finishing up med school. I lived rent free and between work, scholarships, their help and later paid residency, I was able to graduate as a physician without debt.
By the time I was 32 I had a paid off condo and had a healthy investment portfolio. At 37, I had a paid off a house. I’m currently installing a basement apartment in my spare time that will generate some revenue.
The value of living rent free, while a social pain, will set you up for later in life. I did miss out on a lot of “fun” but seeing some HS friends, they will be paying debt for the rest of their lives.
I’m approaching 40, and technically I could retire. I will retire by 50-55 unless up I have an unexpected reversal. I understand that not everyone was a blessed as me to have 2 fantastic parents. Only one is left and I repay that love and kindness whenever possible.
- Marriage is described as an institution. You would have to be crazy to be commited to it. -"If you want to live a happy life, tie it to a goal. Not people or things" Albert Einstein
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