How much can you save by going MGTOW?

[chirParticipant]

If you are a younger guy who has been red pilled and just wants to dodge the gynocentric meat grinder that eats the souls of so many men each year, there is an upside.

Living decently for a man is f~~~ing inexpensive! Women consume 80% of the luxury items in the consumer market. Trillions spent on pampering the pussy. Incredible.

When I finally said “f~~~ this” I was 32 and not in debt but broke after, what else, a woman.

Now at 53 I outright own a 1500sqft home, paid for my car in cash, have 5 figures in my checking, 6 figures in my schwab account and mid 7 figures in my retirement funds.

Work knows that even though I am old, I will work whatever hours are necessary, travel when needed no questions asked and don’t bitch. Now I can take nice long vacations and trips whenever the f~~~ I feel like it. I am on track to retire by 58 or 59.

So if you are young and starting out, work hard, no bitching and work whatever hours are needed (as long as you are compensated). This makes you a valuable asset.

Don’t be an entitled t~~~ and expect the world to revolve around your needs.

Work hard. Make bank. You’re a man, use the evolutionary skills you have been given.

Reason the problems. Don’t use emotion to make decision.

It is by caffeine alone I set my mind in motion, it is by the beans of Java that thoughts acquire speed, the hands acquire shaking, the shaking becomes a warning; it is by caffeine alone I set my mind in motion.

[Anonymous 7]

I put about a third of my net each month into savings. .
I contribute the max to my IRA and in a couple of months I will be eligible for a 401K which I plan to max out.
I have easily 3 months of living expenses in my checking. This is my first line emergency fund.

I have not paid one penny of interest in over a decade.

This is what being monk can do.

It is true money doesn’t buy happiness but it sure as s~~~ can remove a lot of stress. I don’t have emergencies, just s~~~ that costs me money.

[ArcturisParticipant 2819]

I will take your advice @chir thank you.

Now I’m single again I have no Miscellaneous expenses. I used to set aside a percentage of my monthly income for dates, brunch, trips, holidays, gifts etc etc. All it did was put me in debt.

I would reduce my food allowance down SO TIGHT so I could afford all our ‘weekend activities’. Life was horrible, but I did it for her.

Now I have a budget that I stick to. Life is simple, but life is great.

I’m slowing reducing my debt and I plan to work my ass off so my circumstances get better.

Im 27. I have time. 🙂

Protect Your Sovereignty. Women WILL TRY To Manipulate You. #NOCONTACT #ICETHEMOUT

[Secret Agent MGTOWParticipant 22503]

Long term general overview.

Second vehicle of new and expensive variety for her. 35,000-50,000 or more every few years, plus you doing all maintenance on the vehicle because she will not. So precious time of yours wasted.

Larger home than you otherwise would need. Probably an extra few hundred thousand in cost difference and mortgage interest payments.

Kids. Thats 300-400 thousand per child right there. Easily.

Then theres your life insurance policy. All those premiums evry year that just keep going up as you age and cupcake and spawns expect more coverage if you die.

Women want everything, but want responsibility and accountability for nothing.

[CarnageParticipant 22113]

With the useless salary the pay here in Spain compared to the real first world (for my profession)

20k a year… till now.

To those following me, be careful, I just farted. Men those beans are killers.

[Anonymous 7]

Arcturis wrote:

I’m slowing reducing my debt and I plan to work my ass off so my circumstances get better.

Im 27. I have time.

Even though you are in debt I would recommend that you set up an IRA now.

Pick a company like Schwab or TD Waterhouse etc, make sure they have good online tools and great security.
Nothing big for now but open an account and commit to a modest amount each month, like $50. Do your research.

Saving is like a lot of things it is a habit. Get into the habit now, even if it is small and modest.

A friend of mine gave me the same advice when I was your age. Some of the best advice I ever got.

[RemovedParticipant 4676]

I bought a nice home, own my car, own two guitars, have a savings account with money, money in the checking account, money for my hobbies, top of the line computer, and so much more that I never had while in a relationship, much less married. Freedom of your money, and no selfish entitled person stressing you out = MGTOW.

[TsarParticipant 393]

As someone on track to get a finance degree in about 6 months the state of the average American’s financial state is concerning at best and disgusting most often.

“A time is coming when men will go mad, and when they see someone who is not mad, they will attack him, saying, ‘You are mad; you are not like us.'”

[Anonymous 12]

Not getting married will save you a house and 18 years of child support.

Once the red pill really takes hold though you simply stop seeing women as desirable even for pump and dumps.

That means you stop caring about strip joints, whores, dating sites and trying to pick women up in general.

So all of the money you earn remains yours minus the usual living expenses. And ifs not about how much you earn its how much you can save.

[Freeman_KParticipant 3524]

You can save a lot but in my opinion what you save on emotional level is even greater in worth.

The choices we make, not the chances we take, determine our destiny

[RomulusParticipant 4667]

What’s a life worth? That’s what I saved.

How can a woman be expected to be happy with a man who insists on treating her as if she were a perfectly normal human being.

[ArcturisParticipant 2819]

Anonymous wrote:

Even though you are in debt I would recommend that you set up an IRA now.

Hey Grue; I’m in the UK so when you hit 22 you are auto-enrolled in a pension scheme.

We can choose our contributions, but I’ve always done the maximum amount I can.

I gets taken direct from my paycheck so I never see it anyway.

I believe in April the minimum amount is being increased too.

Protect Your Sovereignty. Women WILL TRY To Manipulate You. #NOCONTACT #ICETHEMOUT

[Anonymous 7]

Arcturis wrote:

Hey Grue; I’m in the UK so when you hit 22 you are auto-enrolled in a pension scheme.

Yeah? Well, we have Social Security here and I’ve been paying into that s~~~ for 30+ plus years.

I don’t trust my Government, hell I don’t even trust that what I’ve saved will equal s~~~ when I want to retire.

Older U.K. bro’s chime in here if I am steering the young man wrong…..

If you have the discipline, discipline is key, reduce your gubbyment contributions to the minimum and do it your self. Do your research also.

If you don’t have the fiscal discipline yet, experiment. Reduce your stupidment contributions by n and invest n yourself. N does not have to be a large amount. Perhaps the cost of a decent meal and a couple of pints each month.

Again, passing on advice I got.
I trust no one to look after me other then me (even that is dodgy 🙂 )

[Secret Agent MGTOWParticipant 22503]

Freeman_K wrote:

You can save a lot but in my opinion what you save on emotional level is even greater in worth.

You can’t put a price on freedom. Emotional, financial, psychological, political.

Women want everything, but want responsibility and accountability for nothing.

[WallyParticipant]

At 44 my house is paide for, no debt, no car payment, money for hobbies. The way I see it you save money by not having 2.1 kids that’s 500K, wedding + ring probably 30k, half to wifey ( man makes 50k roughly) that’s 250k conservatively. One thing that is forgotten, by going mgtow your health will be better, less stress means better health. No scientific data to back up but let’s say 100k.

880k but then again no stats to back it up just my opinion.

I think Keymaster once said you can easily have an extra 350K by age 50 by not having a wife.

"what a waste of a life, to marry, give up your freedom, just for the hope of not dying alone. Don't get married Son."

[Anonymous 43]

by not going MGTOW in 1995 I lost a $140,000 house, a $30,000 car, my priceless children, and have to pay $300,000 in lawyer fees. Also lost a weekend in an adult detention facility, then upon release spent 3 days and $15,000 in a hospital. I also would not have to live in a minivan and a tent, would not have been stabbed, would not have been tracked, chased, almost run over, followed by private investigators, would not have been taken out of college for court appearances, and would not be where I am now.

OTOH, I would not be where I am, having survived all the bulls~~~, thus making me the man I am today, having the friends I have now, working towards the career I should have pursued but was talked out of by the c~~~.

Thank God I found MGTOW and all of you.

[LEO THE WISEParticipant 249]

hi folks,

better advice than working hard is working smart.
Try creating wealth so that you do not have to work your ass off like a slave to retire that late.

Sure use employment and skills to get your first foot into investments but then as soon as possible I advise to quit this meaningless nonsense. Businesses are the way to retire 10 to 20 years before reaching sixties or your seventies…

If you are free from wife/kids you can live in third world countries based on your investments yield, doing some gigs on the side if you want to cover some expenses etc… There is a lot of work to do before reaching that level but. half a mil would be enough to live on the cheap in south east asia as a good buffer.

Leo the wise : Giving to all men their needed uprise My MGTOW YOUTUBE channel, first vid : https://youtu.be/Xt-tJgVUGuI

[BeerParticipant 11832]

I’d estimate a life time in a modest condo vs a house I’d end up with if married will probably save me 500k at least after factoring in higher purchase cost, taxes, maintenance, utilities, etc. Not ever having to pay for two to buy a second car, go on vacations, dinner nights, etc etc, probably again, another 500k over a life time. Never having to buy rings, pay for a wedding, or gifts on bulls~~~ holidays…easily another 100k over a life time. Not having someone who likes to go shopping and waste money have access to my finances…easily another 100k. Most women these days come with debt…so probably somewhere in the ballpark of 50-100k saved by not absorbing debt someone else accrued.

I think overall I’d value the lack of a wife at about 1-1.5 million in today’s dollars.

Lack of kids…probably about 150-250k per kid…so we’ll just say about 500k for 2.5 kids.

Also…there is the compounding factor. I’m able to save more money younger because I’m not p~~~ing it away on women. If you have 200k in investments when you are 30 and it grows an average 10% per year, you’ll have 1.3 million by 50 if you never add to that initial 200k. If you keep adding to it, you could be setting yourself up for an early as f~~~ retirement, or if you retire later, a rather comfortable retirement. Depending how hard you save while young, how much you earn, when you retire, etc…I think your talking anywhere from 1m to 5m+ here.

I like to measure the impact of a wife free life in extra years of freedom I’ll have. If lack of wife will save me about 2-3 million over a life time in expenses and missed years of compounding, we’re suddenly talking about being able to retire 20-30 years early. There isn’t a pussy on this earth good enough to make me want to punch a clock for an extra 20-30 years. I think 10 years ago when the pussy my age was hotter and I didn’t have the same grasp of finances I do now I’d have been dumb enough to marry, but thank god for feminism they all wanted to ride the carousel into their 30s…it gave me plenty of time to smarten the f~~~ up and swallow some red pills.

[Anonymous 12]

Also not having a woman means a much cheaper lifestyle. Women will spend a lot of money on decorating a house only to pull it off years down the track and spend more re-doing it etc. Men won’t do that, men will do up the house once and pretty much leave it that way because we aren’t interested in the way the place is decorated we are interested in our hobbies.

[BeerParticipant 11832]

LEO THE WISE wrote:

hi folks,

better advice than working hard is working smart.
Try creating wealth so that you do not have to work your ass off like a slave to retire that late.

Sure use employment and skills to get your first foot into investments but then as soon as possible I advise to quit this meaningless nonsense. Businesses are the way to retire 10 to 20 years before reaching sixties or your seventies…

If you are free from wife/kids you can live in third world countries based on your investments yield, doing some gigs on the side if you want to cover some expenses etc… There is a lot of work to do before reaching that level but. half a mil would be enough to live on the cheap in south east asia as a good buffer.

I agree 10,000%, except with the third world country part. You can move somewhere like Thailand that is modernized with modern healthcare, internet, air conditioning, and everything, not exactly what I’d call a third world country, and live well, probably well above what many of the locals would consider “middle class” on a 1500 dollar a month budget.

1500 dollars a month = 18,000 per year. If you had 500k in the market earning you an average dividend of 4% you’d be pulling in 20k without ever having to sell a share. If you save a bit more than that 500k or find some side gigs…maybe something local or something on the internet…you can continue to build wealth while having removed yourself from the rat race here.

This was actually my exact plan…except I was shooting for 1-1.5m to pull the plug. I’d be able to more than comfortably live off dividends while year over year my net worth is still increasing at a rate greater than what most people my age are growing their net worth by while still working.

Its kind of crazy I could literally go on what essentially is a 10 year vacation and leave with a 1m dollar net worth and come back with a 1.5-2m dollar net worth, where as if I were to get married with a 1m dollar net worth and divorced 10 years later I could be coming out with <.5m. Its a no brainer for me what option I’m going to take when the more enjoyable option is also much, much cheaper.

[Author]

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