Has Anyone Here Dealt W/ Student Loans?

[Anonymous 6]

Greetings. I’m curious, have any of you delt with student loans/ debt? What was your experience? How has it effected your life? What about spouces or girlfriends who had student debt? Have they tried to get you to pay it off for them?

[Secret Agent MGTOWParticipant 22506]

Just mine. Paid them off early.

Would NEVER pay off someone else’s for them. Do not do it. Set a boundary there. They may not like it but will respect you – but only if you keep it (ie don’t pay if you say you are not gonna pay).

Women want everything, but want responsibility and accountability for nothing.

[wyrParticipant 591]

I paid off mine and my ex-wife’s student loans.

Self-improvement is my religion. Sovereignty is my god.

[ghostParticipant]

Anonymous wrote:

Have they tried to get you to pay it off for them?

F~~~ that.

[Zuberi TauParticipant 10606]

No student debt, no child support, no problems….

[sidecarParticipant 35837]

I mostly paid for school with scholarships. Lots of them. Hustled my ass off in high school to get them, too. I applied to every one I heard of whether I qualified or not, including one from the Sons of Norway (I didn’t get it, which sucks because I really wanted to be an Honorary Viking).

I got out with a negligible amount of student debt, thought it didn’t seem so negligible at the time, that I paid off within a year by living on ramen and working a second part time job when I could get the hours.

The most annoying part of the whole deal is my loans kept being “bought” by different banks, so every second or third month I’d get a letter telling me I had a new address to mail my check to. Oh, and wouldn’t I like to pay loan insurance so my debts would be paid off if I died suddenly. Like I’d give a f~~~ about that if I’m dead. They also kept trying to apply my overpayments to future payments instead of reducing the principle, thereby maximizing the interest they could charge. That s~~~ p~~~ed me off so much it’s why I lived like a hermit for a year to pay them off lump sum.

Anonymous wrote:

How has it effected your life?

It taught me to not spend money when I had money to spend. Growing up it was easy to not spend, because we never had any money. But having money in a checking account and not being able to spend it because I owed more to someones else took some getting used to. And I’ve continued the habit even after becoming debt free. I f~~~ing HATED being in debt.

What about spouces or girlfriends who had student debt?

If they have debt they are disqualified from being even a girlfriend, never mind a spouse.

There has to be a catchy way of saying: “In debt? No wedding.” in a hashtag like #nohymennodiamond

[Anonymous 43]

paid off c~~~s loans.

it was in our (married) best interest to eliminate debt in order to save. bitch couldn’t save 2 nickels. f~~~.

I paid off my loans this summer. my dad died last October and left me some money to pay that mess off.

[FaxmodemParticipant 1415]

Zuberi Tau wrote:

No student debt, no child support, no problems….

Same here. You should see the look on the bank tellers face when they find out.
Its funny as hell. It just shows I am not Stupid.

Us men didn't start the battle of the sexes, but we're clearly going to win it via the simple tactic of just leaving the battlefield in contempt."

[Anonymous 3]

I paid about $150k with interest. I took out roughly around $110k. That’s with scholarships.

I had to pay for my living arrangements and other costs. Took me about 6-7 years.

I worked like a dog those years and lived like a loser, and by the time it was over I was in my 30s and didn’t really care much. Saved me from marriage perhaps, so there’s a silver lining.

I would never do that again though.

[743 roadmasterParticipant]

Joined the Navy, helped pay for some. The rest paid as I went.

Personally would advise anyone to never ever take out a student loan.

mgtow is its own worst enemy- https://www.campusreform.org/

[FunInTheSunParticipant 8283]

I am still making payments on my student loan. I’ll probably pay it off in a couple of years. The one thing that caught me off guard was: I had to make payments a few months after I signed the loan. I think it would be better if students could set up a payment plan AFTER they graduate from a trade school or a college.

I feel ashamed of myself sometimes because I should’ve paid off this loan years ago. My payments used to be $150 a month, but I got it reduced to about $75. I wish I made larger payments in the past. I went to a trade school (I won’t mention the trade), and I don’t even use my training now. I only did one job that was related to my trade. After that, I took any random job I could find just to survive.

Lessons to learn:

1) Be sure of what you want in life.

2) Calculate the payments and consider the job market/salary for your chosen career BEFORE you sign a student loan contract.

Ask yourself:

Is the risk worth the reward?

Are you able to work for a few years, and save up some money for your education?

Are there any grants available?

"I saw that there comes a point, in the defeat of any man of virtue, when his own consent is needed for evil to win-and that no manner of injury done to him by others can succeed if he chooses to withhold his consent. I saw that I could put an end to your outrages by pronouncing a single word in my mind. I pronounced it. The word was ‘No.’" (Atlas Shrugged)

[SMADParticipant 651]

In the UK there is a system called the “Open University.”

It’s basically long distance learning in a modular format. I did my Bachelors degree from 2008-2011 with them before the tuition fees went up and the military subsidised most of my modules and the rest I paid for with my wages.

The nice thing about the OU is because of the modular format, you pay in chunks and accumulate points which turn into qualifications along the way. They send you all the resources you need to complete the course (textbooks) and you can do online Skype / email with regional tutors.

Depending how much free time you have, you can essentially do a full time degree in less than 3 years (I did this, but at that time being on the transition from blue pill, I was more interested in career and education so…lots of free time.)

Before tuition fee increases and coupled with military funding, my BSc(Hons) in Engineering cost me a massive…£600 – (Is that about $1000? Not sure on current exchange rates)

ANOTHER good reason for OU is because of the distance learning – don’t have to sit in s~~~ty classrooms or live in university accommodation. Can actually do a job AND learn at same time and not live like a student.

Do the chaps in USA have a similar system at all?

Marriage?  No thanks, i'm not ready to be THAT miserable.

[PuniShredderParticipant 2268]

I have $57k in student loans. Haven’t paid them yet. Not enough $$. Hope to be able to start next year.

Be professional be polite but always have a plan to kill everyone you meet.

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