Being Broke Is A Learning Experience

[FunInTheSunParticipant 8283]

What I’ve learned from the past few years is: how to live on a tight budget. If I can’t afford to buy something that’s a luxury, I try not to think about it. There’s a lot of pit falls I’ve fell into because I didn’t have enough money, such as: overdraft fees, late fees on bills, and interest on loans.

I tend to spend less near the end of the month so I can have enough money to pay the rent. Sometimes I eat cheap food to stay alive (peanut butter and honey sandwiches; ramen noodles). I try to be frugal whenever I can. I look for coupons in my mailbox, and I like to go to discount stores like Dollar Tree. Thrift stores are great for cheap stuff. I went to a local thrift store to buy a lamp stand. I also found a furniture store that was having a “store closing” sale and bought a mattress and a chair. Sometimes I turn on the fan instead of the air conditioning. If I can save money on food, utility bills, and not use my credit cards, I’ll be okay. I’m thinking about getting a car and moonlighting as an Uber driver next year.

"I saw that there comes a point, in the defeat of any man of virtue, when his own consent is needed for evil to win-and that no manner of injury done to him by others can succeed if he chooses to withhold his consent. I saw that I could put an end to your outrages by pronouncing a single word in my mind. I pronounced it. The word was ‘No.’" (Atlas Shrugged)

[Secret Agent MGTOWParticipant 22546]

Note that basically everything you are doing would be impossible if you were weighed down with a modern woman of today.

Women want everything, but want responsibility and accountability for nothing.

[RusskyParticipant 13503]

The most valuable experience of being broke is embracing humility

proud carrier of the 'why?' chromosome

[Blue SkiesParticipant 15665]

I learned to embrace a minimalist lifestyle. Took me about a year to get used to.

MGTOW is not a movement, it is a way of life.

[Blue SkiesParticipant 15665]

Russky wrote:

The most valuable experience of being broke is humility

Hey Russky!
i’ve been seeing you in the comments section of my channel Red Pill Wisdom.

Your comments are the best.

MGTOW is not a movement, it is a way of life.

[FunInTheSunParticipant 8283]

Russky wrote:

The most valuable experience of being broke is humility

Amen. Whenever I go to work, I say to myself, “I’m just going to have to humble myself and serve these customers until I can find a better job.”

I will be grateful for the luxuries I’ll be able to afford in the future.

"I saw that there comes a point, in the defeat of any man of virtue, when his own consent is needed for evil to win-and that no manner of injury done to him by others can succeed if he chooses to withhold his consent. I saw that I could put an end to your outrages by pronouncing a single word in my mind. I pronounced it. The word was ‘No.’" (Atlas Shrugged)

[RusskyParticipant 13503]

Blue Skies wrote:

Russky wrote:

The most valuable experience of being broke is humility

Hey Russky!
i’ve been seeing you in the comments section of my channel Red Pill Wisdom.

Your comments are the best.

Thanks
I spend listening to youtube content on average 3 hours per day (while I’m driving between jobs). I rarely leave any comments, but if I do – I’m trying to make a point. Don’t remember leaving comments on RPW, but yes, I’m subscribed to him. I spend as much time (if not more) listening to youtube than normies spend watching TV. Suspended disbelief is a tool of enslavement

proud carrier of the 'why?' chromosome

[RusskyParticipant 13503]

hardships shape character
if you survive it and get out on the other end

proud carrier of the 'why?' chromosome

[Anonymous 6]

Be Humble
Stay Hungry
Always Hustle

[The Black ScorpionParticipant 2146]

Work Hard.

Live lean.

The greatest tragedy in life is to spend your whole life fishing only to discover that it was not fish you were after. - Henry David Thoreau

[hmskl’dParticipant 6414]

I had family relatives who once lived through the Great Depression. They lost anything they had in the bank and made it through those years scraping by. They found local jobs and managed to survive but became so frugal that they even saved the pieces of string that were used to wrap things they occasionally bought at the local store .. when they somehow managed to have some money to buy something during the 1930’s.

That ball of saved pieces of white grocery string became larger and larger over the years during the Depression until it grew to about the size of a basketball.

I still have that ball of string in my home on display in a glass front cabinet to remind me just how bad things can get .. yes, things can get very bad and a person can lose it all.

It reminds me every day not to waste and not to take any better times for granted, it can change overnight .. at any time .. that ball of string from the 1930’s that sits next to my desk and will remain there as a constant reminder.

[ResidentEvil7Participant 9569]

Yes being broke and in debt is definitely a learning experience. 10 years ago, I was jobless, no disability benefits or SNAP, I had $3,200 plus monthly interest among 6 charge cards and not enough to get myself out of it. I had to pay minimal each month each card until my cash ran out. I started doing odd jobs to pay to get myself out of debt. As of it January 2013, I’ve not gone a single month where I couldn’t fully pay off a debt card. And now I only charge what I can pay back (a lesson I told myself and ignored when I started credit). With the money I’m saving not paying interest on those cards, I now have money to start thinking about buying my first pinball machine next year.

So you’re right, being out of work and broke with debts, you start to learn how bail yourself out; that’s a real man!

https://themanszone.webs.com/

[JuehueParticipant 1316]

You can buy instant oatmeal at dollar store. Add an egg and soy sauce and you should be good.

Japanese cabbage salad is easy to make. Just chop off the salad and mix with the sauce. Basically just soy sauce + rice vinegar + lemon juice + sesame oil. You can also substitute lemon juice with the lemon extract. Pre-mix a bottle and you should be fine.

Invest in rice cooker with steamer. You can steam egg, meat, and veggie while cooking rice at the same time.

Edit: One of my professor said he got through his PhD by making beef stews. You might want to look into that

[BeerParticipant 11832]

Living frugally and being financially responsible are far more valuable skills to possess than a skill that will earn you a few bucks an hour more. Just remember how its done when you inevitably find a way to make more money.

[MarketWatcherParticipant]

FunInTheSun wrote:

Amen. Whenever I go to work, I say to myself, “I’m just going to have to humble myself and serve these customers until I can find a better job.”
I will be grateful for the luxuries I’ll be able to afford in the future.

Great attitude. You will get out if you keep trying and refuse to simply accept your situation. Just remember to keep up the minimalist lifestyle when the big bucks start pouring in. That is the hardest part. It is not how much you make, but how much you keep.

[FunInTheSunParticipant 8283]

ResidentEvil7 wrote:

As of it January 2013, I’ve not gone a single month where I couldn’t fully pay off a debt card. And now I only charge what I can pay back

Excellent!

"I saw that there comes a point, in the defeat of any man of virtue, when his own consent is needed for evil to win-and that no manner of injury done to him by others can succeed if he chooses to withhold his consent. I saw that I could put an end to your outrages by pronouncing a single word in my mind. I pronounced it. The word was ‘No.’" (Atlas Shrugged)

[hollowtipsParticipant 681]

Rock bottom serves as a solid foundation to build yourself up again even better before. I’ve just hit the reset button and went from saving 10% of my income per paycheque to half. Start building momentum and build it properly so that it’ll be harder for you to be derailed again.

[Author]

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