A 35 YO woman with no retirement savings… huh

[Anonymous 1]

Anonymous wrote:

and over all self abuse

I’ll expect to see a growing number of women die from liver failure in around a decade or so.

They have smaller livers and less enzymes that breaks down alcohol than men, yet they drink themselves into Oblivion.

Everything a man can do, the womemz can do too right? That’s what they believe. Alcohol is bad for anyone but women have little defense against alcohols long term affects. Far far less than men.

[Bob DylanParticipant 1350]

Anonymous wrote:

Have you seen the SIZE of women lately???

and yet they continue to find simps to get them back up on their WalMart carts when they lay it down in a turn.

sarc off <G>

..it ain't me babe...it ain't me you're looking for, babe...

[Anonymous 3]

Anonymous wrote:

MG-ɹǝʍo┴ wrote:

and over all self abuse

I’ll expect to see a growing number of women die from liver failure in around a decade or so.

They have smaller livers and less enzymes that breaks down alcohol than men, yet they drink themselves into Oblivion.

Everything a man can do, the womemz can do too right? That’s what they believe. Alcohol is bad for anyone but women have little defense against alcohols long term affects. Far far less than men.

This is very true. Tell them not to drink and they scream sexism, and while they brag how smart they are and that women can be better at science than men, they’ll argue science at the drop of a hat.

Alcohol is horrendous for everyone, this culture was designed to pressure people into drinking precisely because it’s unhealthy and dumbs people down. The Protocols of the Elders of Zion is uncannily prescient. In fact women did try and save this country with Prohibition, but the men were too dumb to understand it. The one time it would have been good for men to listen to women, and they don’t do it, while the rest of the time blue pill men are so eager to obey. What irony.

I didn’t have my first drop of alcohol until a grad school event around the age of 24 I think it was. My last drop was I think at 32. I did some serious binge drinking in between, but I don’t think I have any permanent damage. It’s hard to know. I always rather hated it when I was seriously lifting weights, because it is poison and does work against your fitness.

I never smoked partly because everyone told me not to, even if they smoked themselves. I also avoided all drugs the same way. But I did wind up drinking a bit, almost managed to avoid all of those pitfalls completely, in large part due to the fact that people cared enough to discourage me from it.

I wonder if women will start demanding livers. There’s only so many to begin with, and a person can’t live without one obviously, but that can take male disposability to new heights.

Alcohol, drugs and smoking also age a person. Too much sugar and sedentary lifestyle also do so, but the alcohol and drugs do it so quickly and it’s so obvious. There are so many women who are already busted in their mid-20s because of hard partying. Women always aged quickly, but go back to the 50s and 60s, and there were plenty of women in their 40s and even 50s that looked healthy and attractive enough if you aged with them in a marriage. Different ballgame now, where most women are done by 30 if not 25.

Bob Dylan wrote:

MG-ɹǝʍo┴ wrote:

Have you seen the SIZE of women lately???

and yet they continue to find simps to get them back up on their WalMart carts when they lay it down in a turn.

sarc off <G>

The truth is most of the ones getting married are in great shape, so this is really very much a facetious argument. The really fat ones tend to either already be married and then blew up, or remain unmarried. It is very rare a landwhale lands a wallet, hence why when it happens it is news and we see the pictures and the articles come up on it. If it was normal, it wouldn’t be news.

If it was any different, we wouldn’t see so many threads on here about what women desire, pumping and dumping, and all that other stuff. If most men were genuinely not attracted to most women, it wouldn’t even be a decision to go monk, that wouldn’t even be a term. It would just be normal. Instead the very idea of not simping and thirsting is meant with nonsense accusations of “Low-T” and how strange and abnormal it is not to simp.

[ForeverDoneParticipant 2928]

Anonymous wrote:

Since you’re so concerned, you should marry her and help her.

I married someone like her. Darn, it didn’t last. I fixed that mistake pretty quick.

Gentlemen, never forget:

[ForeverDoneParticipant 2928]

I should also add, she was in amazing shape. Looked better than most 25 year olds. But she’s hunting for a hubby and kiddos… That’s for s~~~ sure.

[trader1913Participant 1577]

Who needs savings when you have daddy government to bail you out?

[QuellParticipant 2538]

Most average Americans (not sure about our European or Asian brethren) have ZERO saved for retirement.

The vast majority live paycheck to paycheck and have very little financial planning education, hence why the avg American has over $8,000 in credit card debt.

I always thought they should teach basic financial planning skills in high school: budgeting, investing, tax and estate planning, the use credit as well as retirement savings.

[Anonymous 3]

Quell wrote:

Most average Americans (not sure about our European or Asian brethren) have ZERO saved for retirement.

The vast majority live paycheck to paycheck and have very little financial planning education, hence why the avg American has over $8,000 in credit card debt.

I always thought they should teach basic financial planning skills in high school: budgeting, investing, tax and estate planning, the use credit as well as retirement savings.

If they did that, most Americans would want to, and possibly would kill all the bankers and politicians, and probably all the judges too.

There is a reason this stuff, nor the US Constitution, nor the writings of the Founding Fathers are taught in any school, with the possible exception of the elite law schools in the country and the prestigious schools that the elite send their children to.

There’s also a reason Thomas Jefferson was so adamant people be armed and that bankers have no power, and why the bankers and globalists snuck around and smugly declared victory in 1913 after getting that worthless s~~~ Woodrow Wilson to do their bidding.

[LonestarParticipant 333]

I dated a 60 year old lady in my neighborhood for awhile, she has 2 houses, drives a new Porsche. She told me she doesn’t have a dime saved. She’ll never retire. Dated another lady in the neighborhood 55 years old, drives luxury car and has a nice house, same story. She didn’t even know the basics of personal finance.
I’m starting to notice a pattern.

So often times it happens that we live our lives in chains and we never even know we have the key. Eagles

[sidecarParticipant 35837]

Quell wrote:

I always thought they should teach basic financial planning skills in high school:

They did at my high school. It was a huge waste of time. Those few of us who were inclined to learn the material already knew it all. We were working where we could and saving the money for college. And those who weren’t slept through the entire class and didn’t learn a f~~~ing thing. The girls knew nanny government would take care of them, and the boys, well f~~~ knows how they planned on getting by, but it generally wasn’t in anything that involved saving or paper trails.

Basic financial planning skills are easy. But it takes responsibility to learn them. How are you going to teach that?

[LonestarParticipant 333]

If your outgo exceeds your income, your upkeep will be your downfall.

So often times it happens that we live our lives in chains and we never even know we have the key. Eagles

[OneLaneOnlyPlsParticipant 1747]

ForeverDone wrote:

In what right mind does a woman at 35 have not setup a retirement account? I thought it was a rarity, but I’ve know a few thus far. They earn $$$, but no retirement account. Very strange.

Because now its time for her to settle down.
She is winding up her partying days… for good.

She will hop on tinder, and in her bio…

‘I am after an established, respectful gentleman, who has his own house, and wants to start a family. I have quit booze and drugs, expect the same from you. Oh because it’s important.. my bust is surgically enhanced, I want to be honest about that. There will be no sex, until I am sure you are the one for me, we are talking date 9 or 10 at least… maybe more.’

That is her retirement plan.

Meanwhile… she will fk the occasional deadbeat jerk, the the occasional celebrity, the bodybuilders, the struggling musicians, whilst she is ‘settled down’.

[ForeverDoneParticipant 2928]

Quell wrote:

Most average Americans (not sure about our European or Asian brethren) have ZERO saved for retirement.

The vast majority live paycheck to paycheck and have very little financial planning education, hence why the avg American has over $8,000 in credit card debt.

I always thought they should teach basic financial planning skills in high school: budgeting, investing, tax and estate planning, the use credit as well as retirement savings.

They used to. It was called home economics. I think the feminists killed that course.

[ForeverDoneParticipant 2928]

Anonymous wrote:

Quell wrote:

Most average Americans (not sure about our European or Asian brethren) have ZERO saved for retirement.

The vast majority live paycheck to paycheck and have very little financial planning education, hence why the avg American has over $8,000 in credit card debt.

I always thought they should teach basic financial planning skills in high school: budgeting, investing, tax and estate planning, the use credit as well as retirement savings.

If they did that, most Americans would want to, and possibly would kill all the bankers and politicians, and probably all the judges too.

There is a reason this stuff, nor the US Constitution, nor the writings of the Founding Fathers are taught in any school, with the possible exception of the elite law schools in the country and the prestigious schools that the elite send their children to.

There’s also a reason Thomas Jefferson was so adamant people be armed and that bankers have no power, and why the bankers and globalists snuck around and smugly declared victory in 1913 after getting that worthless s~~~ Woodrow Wilson to do their bidding.

In Woody’s defense, he did state it was one of the worst mistakes of his life.

[ForeverDoneParticipant 2928]

Lonestar wrote:

I dated a 60 year old lady in my neighborhood for awhile, she has 2 houses, drives a new Porsche. She told me she doesn’t have a dime saved. She’ll never retire. Dated another lady in the neighborhood 55 years old, drives luxury car and has a nice house, same story. She didn’t even know the basics of personal finance.
I’m starting to notice a pattern.

How do they pay for that crap?

[ForeverDoneParticipant 2928]

sidecar wrote:

Quell wrote:

I always thought they should teach basic financial planning skills in high school:

They did at my high school. It was a huge waste of time. Those few of us who were inclined to learn the material already knew it all. We were working where we could and saving the money for college. And those who weren’t slept through the entire class and didn’t learn a f~~~ing thing. The girls knew nanny government would take care of them, and the boys, well f~~~ knows how they planned on getting by, but it generally wasn’t in anything that involved saving or paper trails.

Basic financial planning skills are easy. But it takes responsibility to learn them. How are you going to teach that?

Budgeting is not that hard. Also, the word NO helps a lot. I know, in this age, people are in the I WANT IT NOW type of mindset. However, there is a different between a want and a need. I need to eat, I will cook something. I want to eat at Morton’s Steakhouse. Both will get the job done, the later is not necessary.

[Anonymous 12]

where i am at, from the 100% of money i earn, 66% goes home with me, the other part is taxes, mandatory contribution to my state funded pension plan and medical aid.

i work 9 hours a day.
3 of them i do for the state – i do not expect to see the “pension money” ever again.

Life is good.

[Jim01Participant 6678]

It’sallbs wrote:

In the UK a pension is something many do not even dream about wage sare so low they don’t pay enough to get by never mind save

Gordon Brown ruined the whole UK pensions system by raiding it for his tax and spend policies

I pay into one but it is going to be worth s~~~ when I get older. I might stop paying into it because why should I waste my money when people who don’t bother to pay anything in get everything for free when they get older.

I saved up to buy my own property (didn’t go on any holidays and lived with my parents for years while I saved up) and I will get punished for that around retirement age when I have to sell everything off to pay for care.

f~~~ that…although I can’t see the system lasting long enough for that to be a problem if I am being honest

[sidecarParticipant 35837]

ForeverDone wrote:

They used to. It was called home economics. I think the feminists killed that course.

Naw. Home economics was cooking and cleaning and sewing and s~~~. Things girls should presumably learn from their mothers, but where I grew up all they learn is how to cash a welfare check.

The actual money management class was called “personal finance” or “personal economics” or something like that.

ForeverDone wrote:

Budgeting is not that hard.

But again, how do you teach the responsibility to actually do it?

You can lead a whore to knowledge, but you can’t make her think.

[BeerParticipant 11832]

Quell wrote:

Most average Americans (not sure about our European or Asian brethren) have ZERO saved for retirement.

Definitely. Its easy to s~~~ on women for being broke…but most men aren’t any better with money. I read somewhere a while back that if your a millennial with +1 dollar net worth, your like 50th percentile in terms of net worth for your age because everyone below you is in the red.

sidecar wrote:

Basic financial planning skills are easy. But it takes responsibility to learn them. How are you going to teach that?

Don’t forget the discipline to follow through…some people just can’t resist the temptation to spend every time they have a little money in their pocket.

[Author]

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